LBK's financing options — 806 builders deserve world-class rigs | 0% APR options with Affirm | Questions? Call us: (806) 905-6069
Financing options

Get your rig today.
Pay your way.

Don't let budget timing stop you from getting the build you deserve. FG Gaming offers two trusted financing programs — pick the one that works for you.

Apply with Acima Learn about Affirm Builder's Choice
Side by side

Which option is right for you?

All three options get you into an FG Gaming build. Here's how they compare.

Lease-to-own · No credit needed
Monthly payments · Soft check only
Phase your build over time
Credit check required
✗  No credit needed
~  Soft check only
✗  None — pay as you go
Affects credit score
✓  Never
✓  Soft pull only
✓  Never
0% APR available
~  Lease terms vary
✓  Yes — select plans
✓  Pay cash as you go
Instant decision
✓  Pre-approval online
✓  Instant evaluation
✓  Immediate
Get PC today
✓  Yes
✓  Yes
~  When fully paid
Best for
No/limited credit history
Good credit, low monthly
Zero debt, phased build
Apply with Acima →
Learn Affirm →
Talk to Michael →
Option 1

Acima

No credit? No problem. Acima is a lease-to-own program that lets you get your PC today and pay over time — without a credit check holding you back.

Lease-to-own · No credit needed · Apply in minutes
1
Apply online — no credit check
Hit the button below and complete Acima's online pre-approval. Or call us and we'll walk you through phone approval together.
2
Choose your build
Browse our prebuilts or start a custom consultation. Pick the machine that fits your games and goals.
3
Enter your pre-approval number
At checkout (or when calling us), provide your Acima pre-approval code to apply it to your order.
4
Pick up or ship your PC
Swing by 5135 69th St in Lubbock — or arrange delivery. Your rig is ready to go.
Ready to get started?
Pre-qualify now — no credit needed
Apply with Acima →
Or call us at (806) 905-6069 and we'll do it together over the phone.
Why Acima works for you
✓
No credit check — your credit score is never touched
✓
Fast approval — pre-qualify online in minutes
✓
Get your PC today — take it home the same day you're approved
✓
Flexible payments — choose a schedule that fits your budget
✓
Early payoff options — pay it off early and save on total cost
Pro / Con
✓ Pros
No credit needed
Instant approval
Get PC right away
Flexible schedule
✗ Cons
Lease, not loan
Higher total cost if full term
Early buyout recommended
FAQs — Acima
Is this a loan or a lease? +
Acima is a lease-to-own program — not a traditional loan. You lease the PC and make regular payments. You can buy it out early at a reduced cost.
What do I need to apply? +
You'll need a valid ID, an active bank account or debit card, and a regular source of income. No credit score required.
Can I pay it off early? +
Yes — Acima offers early purchase options which significantly reduce your total cost. We recommend doing this if you're able to.
Do I call FG Gaming or Acima first? +
Either works. Apply online via the button above, or call us at (806) 905-6069 and we'll do the phone approval together and walk you through everything.
Option 2

Affirm

Know exactly what you'll pay before you commit. Affirm offers clear, transparent monthly payments with no hidden fees — and a soft credit check that won't affect your score.

Monthly payments · Soft credit check · 0% APR options
1
Call, email, or stop by the shop
Tell us which build you're interested in — a prebuilt, a FORGRIG commission, or a custom rig — over the phone, by email, or in person at 5135 69th St.
2
Apply with Affirm on the spot
We'll walk you through the Affirm application right there — it only takes a couple of minutes.
3
Get an instant offer
Affirm instantly evaluates your profile and shows your customized monthly payment options. Pick the plan that works for you.
4
Approved? Let's get building
Once you're approved, we'll get your build started — pick it up when it's ready, or we'll ship it to you.
Ready to qualify with Affirm?
Call or visit the shop to apply
Call (806) 905-6069 to Qualify
Affirm financing is available in-store and over the phone — just ask when you're ready to order.
Why Affirm works for you
✓
Soft credit check only — your score is never affected by applying
✓
Transparent pricing — see exactly what you owe before you commit
✓
No hidden fees — the number Affirm shows you is the number you pay
✓
0% APR plans available — on select payment terms
✓
Instant decision — no waiting, no paperwork
Pro / Con
✓ Pros
No hard credit pull
0% APR options
Full transparency
Instant offer
✗ Cons
Some credit profile needed
Not guaranteed approval
Checkout-only (online)
FAQs — Affirm
Will applying hurt my credit? +
No. Affirm uses a soft credit check to evaluate your profile — this does not impact your credit score at all.
What APR can I expect? +
APR ranges from 0% to 36% depending on your credit profile and the plan you choose. 0% APR is available on select terms. Affirm shows you the exact rate before you confirm.
Can I use Affirm for a custom build? +
Affirm is available through our online checkout at fggaminginc.com. For custom builds, call us at (806) 905-6069 and we'll discuss your payment options — including Acima which may be a better fit for custom orders.
How many months can I spread payments over? +
Affirm typically offers 3, 6, and 12-month plans. The options you see depend on your profile and the purchase amount.
Option 3

Builder's Choice

No financing, no interest, no credit — just a smart way to phase your build over time. Start with what matters most and upgrade when you're ready.

01
Start the conversation
Book a free one-on-one consultation. Tell us your budget today and what you're hoping to afford over the next few months.
02
Design in phases
We design a full build and identify which components to prioritize first — you get a capable machine right away, not a stripped-down placeholder.
03
Build what you can now
We build the phase-one version — fully assembled, cable-managed, stress-tested, and ready to game. No waiting for the "perfect" budget.
04
Upgrade on your schedule
When you're ready to add the GPU upgrade, more RAM, or extra storage — come back. Michael already knows your build. We make it seamless.
No credit. No interest. No pressure.
Ready to design your phased build?
The first consultation is free. Call us or fill out the contact form — Michael will walk you through what makes sense for your budget right now.
Call (806) 905-6069 Send a Message
Sample payments

What does it look like monthly?

Illustrative estimates based on Affirm's typical terms. Your actual rate and payments depend on your credit profile. Always confirm with Affirm at checkout.

The Spur
$1,699 total
6 months (0% APR)~$283/mo
12 months (10% APR)~$148/mo
GPURTX 5060 Ti 16GB
Best for1080p gaming
*Estimates only. Actual rate set by Affirm based on your profile. 0% APR subject to eligibility.
The Flatland
$2,499 total
6 months (0% APR)~$417/mo
12 months (10% APR)~$219/mo
GPURX 9070 XT 16GB
Best for1440p gaming
*Most popular build. Estimates only. Actual rate set by Affirm.
The West Texas
$2,699 total
6 months (0% APR)~$450/mo
12 months (10% APR)~$236/mo
GPURX 9070 XT 16GB
Best for4K ready
*Estimates only. Actual rate set by Affirm based on your profile.

All figures are estimates for illustration purposes only. Actual payments, interest rates, and terms are determined by Acima or Affirm based on your individual application and credit profile. FG Gaming Inc is not a lender and does not set financing terms.

Thinking about an FORGRIG Commission?
Finance your one-of-a-kind
commission build.

FORGRIG commissions start at $1,499 and financing applies just like any FG Gaming build. Acima needs no credit check. Affirm has 0% APR options. Builder's Choice lets you phase it. Your masterpiece doesn't have to wait for the perfect paycheck.

Acima
No credit check. Get your commission build today and pay over time. Perfect for first-time commissioners.
Affirm
Transparent monthly payments with 0% APR options. Know exactly what you owe before you commit.
Start an FORGRIG Commission →
What you need

General requirements

Requirements vary by lender. Here's a general overview — and when in doubt, call us. Michael will help you figure out the best path.

🪪
Valid government-issued ID
Driver's license, state ID, or passport — required by both Acima and Affirm
💳
Active bank account or debit card
Needed for Acima lease payments. Affirm can use debit or credit.
💼
Regular source of income
Acima requires verifiable income. Affirm considers your overall credit profile.
📱
US phone number & address
Both lenders require a valid US phone number and shipping/billing address.
🎮
Just want to ask first?
Call Michael at (806) 905-6069. He'll walk you through which option makes the most sense for your situation — no sales pressure, ever.
Michael Cardenas — Speedaddy806
Michael Cardenas
Speedaddy806 · Founder, FG Gaming
"Not sure which option is right for you? Call me. I've helped a lot of people get into their first build who thought they couldn't afford it. We'll figure it out together."
Apply with Acima — No Credit Needed Call to Qualify with Affirm Call (806) 905-6069 Send a Message
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